SMAART Insurance, a division of SMAART Company ("SMAART," "we," "our," or "us"), respects your privacy. This Privacy Policy explains what information we collect when you visit www.smaartinsurance.com, request a quote, or contact us, and how we use and protect that information.
1. Information we collect
- Information you provide directly — your name, email, phone number, mailing address, business details, coverage interests, and any other information you submit through our quote forms, contact forms, or newsletter signups.
- Information collected automatically — IP address, browser type, device information, pages viewed, referring URL, and other usage data collected via cookies, server logs, and analytics tools (including Google Analytics and Vercel Analytics).
- Information from third parties — when you submit a quote request, we may receive information from carriers and partners that we work with to place coverage, and from anti-spam/security services such as Google reCAPTCHA.
2. How we use your information
- To respond to quote requests, contact inquiries, and service questions.
- To shop coverage with carriers and partners on your behalf.
- To send transactional messages and, with your consent, marketing communications.
- To operate, secure, and improve our website and services.
- To comply with applicable insurance, financial, and tax regulations.
3. How we share information
We do not sell your personal information. We share information only:
- With insurance carriers, wholesalers, and partners as needed to quote and place coverage.
- With service providers (e.g., CRM, analytics, email, hosting) who are bound by confidentiality obligations.
- When required by law, regulation, subpoena, or to protect our rights and the safety of others.
- In connection with a business transaction such as a merger or acquisition, subject to applicable law.
4. Cookies and analytics
We use cookies and similar technologies to operate the site, remember preferences, measure traffic, and improve the user experience. You can control cookies through your browser settings. Some site features may not function correctly if cookies are disabled.
5. reCAPTCHA
Our forms are protected by Google reCAPTCHA. Use of reCAPTCHA is subject to the Google Privacy Policy and Terms of Service.
6. Data security
We use commercially reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
7. Data retention
We retain personal information for as long as necessary to provide our services, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements.
8. Your choices and rights
- You may opt out of marketing emails by following the unsubscribe link in any message.
- Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information. To exercise these rights, contact us at info@smaartinsurance.com.
9. Children's privacy
Our website is not directed to children under 13, and we do not knowingly collect personal information from children under 13.
10. Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent version. Material changes will be communicated through the website or other appropriate channels.
11. Contact us
If you have questions about this Privacy Policy or how we handle your information, contact us at:
SMAART Insurance
2319 N Andrews Ave, Fort Lauderdale, FL 33311
Email: info@smaartinsurance.com
Phone: (305) 819-3675