Insurance · Risk Mitigation · Protection
Florida Insurance & Risk Mitigation Solutions — One company.
Total protection.
Trusted by hundreds of business owners. SMAART Insurance handles risk mitigation, keeping your business running smoothly, efficiently, and forward.
Explore nowYacht & Luxury Vessel Coverage
Agreed value hull & machinery policies
Charter Boat Insurance
Commercial coverage for charter operations
Marina & Boatyard Liability
Property & liability for marine facilities
Protection & Indemnity (P&I)
Crew injury & pollution liability
Smaart Insurance: Florida's Premier Risk Mitigation & Insurance Solutions
Comprehensive coverage and risk assessment services for businesses and individuals throughout Florida.
Learn moreApril 2026: Hurricane Season Is Coming — Is Your Business Insurance Ready?
Read articleThe SMAART Insurance Team
Our Insurance Solutions protect what matters most — your Legacy.
Located in the heart of Fort Lauderdale, SMAART Insurance has been serving the risk mitigation needs of businesses and individuals throughout Florida. We are known for our personalized approach, comprehensive coverage options, and commitment to protecting what our clients have built.
We help business owners make better decisions by providing expert risk assessment, tailored insurance solutions, proactive claims advocacy, and peace of mind through comprehensive coverage.
Learn More About UsWith SMAART Insurance,
Opportunity is (In)sight
Our ability to see both the big picture and granular-level details — as well as risk challenges from different perspectives — lets us develop protection strategies with real impact.
An A-Team in Your Corner
Peace of Mind
More than 500 businesses trust our coverage. They enjoy the peace-of-mind that comes with comprehensive protection, proactive risk management, and dedicated claims advocacy.
Combined Intelligence
Every member of our team brings specialized insurance credentials, industry knowledge, and risk management expertise — combined intelligence you can tap into at any time.
Competitive Advantage
Increase your competitive advantage with professional risk managers, licensed insurance agents, certified financial planners, and compliance specialists in your corner.
Ready to put the SMAART Insurance team to work for you?
Choose SMAARTWe bring client opportunities to life
Discover how our expert team can protect your business with comprehensive insurance and risk mitigation services.
Specialized protection for vessels, marinas, and marine businesses
From luxury yachts to charter boats and marinas, our marine insurance solutions provide comprehensive coverage tailored to South Florida's unique maritime risks.
- Yacht & luxury vessel coverage
- Charter boat & marina liability
- Hurricane & storm protection
What Our Clients Say
“SMAART Insurance completely transformed how we approach risk management. Their team identified coverage gaps we didn’t even know existed and built a comprehensive protection plan that saved us over $200K in potential losses. They’re not just our insurance provider — they’re our strategic partner.”
Maria Castellanos
CEO, Castellanos Construction Group
★★★★★
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Need Expert Advice?
Our team of insurance specialists is ready to help you find the right coverage.
Get StartedMeet the Experts Driving Your Journey
Ray Dominguez
Chief Executive Officer - CEO
With over 15 years of experience in financial services, Ray leads SMAART's vision to deliver exceptional insurance and risk mitigation solutions.
Gus Gonzalez
Chief Operations Officer - COO
Gus brings extensive expertise in financial strategy and operations, helping clients optimize their risk management and achieve sustainable protection.
Daniel Corcega
Chief Marketing Officer - CMO
Daniel drives SMAART's market presence and client engagement, ensuring seamless service delivery and brand excellence.
Frequently Asked Questions
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Free Consultation
Not sure what coverage you need?
Our licensed advisors will assess your risks and recommend the right protection — at no cost.
Call (305) 819-3675Ready to Protect Your Business?
Let's discuss how SMAART Insurance can safeguard your assets with tailored coverage and expert risk mitigation.